Medicare Options

Introducing Roncelli Insurance Group's Medicare Options in Rochester Hills, Michigan! We understand that navigating the complex world of Medicare can be overwhelming, which is why we're here to simplify the process for you.

Our Medicare Options service is designed to guide you through the two-step process of acquiring Medicare and enrolling in additional coverage. First, we help you apply for Original Medicare, which includes Medicare Part A for hospital insurance and Medicare Part B for medical insurance. Whether you're eligible for automatic enrollment or need to manually enroll, we've got you covered.

For automatic enrollment, if you're already receiving Social Security retirement benefits or Railroad Retirement Board (RRB) benefits at least four months before your 65th birthday, Medicare enrollment will be a breeze. Your Medicare card will be sent to your mailbox three months before your birthday. If you're not receiving benefits, we'll assist you with the manual enrollment process.

To apply for Medicare online, simply visit the official Social Security Administration (SSA) website at www.ssa.gov, create an account or log in if you already have one, and follow the step-by-step instructions. Should you prefer a personal touch, give the Social Security Administration a call at 1-800-772-1213 (TTY: 1-800-325-0778) between 7 a.m. and 7 p.m., Monday through Friday. Their representative will guide you through the application process. If you prefer face-to-face interaction, visit your nearest Social Security office, where a helpful representative will be ready to assist you.

When applying for Original Medicare, have your full legal name, Social Security Number, date of birth, information about your current healthcare coverage (if any), and contact information handy. It's essential to apply during your Initial Enrollment Period (IEP), which spans seven months, including the three months before your 65th birthday, your birthday month, and the three months after. This ensures you won't face any late enrollment penalties.

But wait, there's more! Once you're enrolled in Original Medicare, consider enrolling in additional coverage options. Medicare Part D, also known as prescription drug coverage, and a Medicare Supplement (Medigap) plan can help cover the costs that Original Medicare doesn't. These plans are available through private insurance companies and entail separate enrollment processes.

Why deal with the complexities of Medicare on your own when you can rely on Roncelli Insurance Group's Medicare Options in Rochester Hills? Our knowledgeable team is here to guide you every step of the way. Take control of your healthcare coverage and enjoy peace of mind. Contact us today to explore your Medicare options with us. Let's secure your future together!